DealFlow Momentum

Close more deals.
Chase less paper.

The all-in-one deal platform built for independent and franchise dealerships. Scan a DL, send a credit app, collect documents, submit to multiple lenders, and track approvals — all in one place. From walk-in to funded without switching tools.

< 60 sec DL scan to deal created
1 click submit to all your lenders
Zero phone calls chasing approvals
📊 Deal Command Center — Live Dashboard
Active Deals 12
Approvals 4
Funded Today 3
Alex Martinez 2022 Honda CR-V · Pacific Premier CU
Approved ✓
Taylor Greene 2021 Ford F-150 · 3 lenders submitted
Stips Needed
Jordan Lee 2019 Toyota Camry · Docs complete
Awaiting Response
Sam Rivera 2023 Chevy Silverado · App sent via SMS
App In Progress

Watch a deal move from walk-in to funded

Every step of your deal workflow — DL scan, credit app, document collection, lender submission, approval tracking, and customer sign-off — all inside DealFlow. No spreadsheets. No email chains. No phone tag.

Built for independent & franchise dealerships · Finance, Cash & BHPH · Works alongside your DMS · No IT required

Momentum Auto Group Summit Motors Evergreen Fleet Atlas Automotive Northside Imports

Every feature your F&I team actually needs

DealFlow covers the full deal lifecycle — from the first DL scan to a funded deal. No duct tape, no switching tools. Works alongside your DMS — not a replacement.

� Deal Creation & Customer Intake

� Smart ID Scanner

Point the camera at a driver's license. DealFlow detects the card edge, checks sharpness and contrast, and auto-captures when the image is clean — no button press needed. Name, DOB, address, and license number fill in instantly. Supports CA, OR, WA, and most US state formats.

⚡ Deal in Under 60 Seconds

Scan the DL, enter a phone number, pick the vehicle from your inventory, and create the deal. The system fires a secure SMS with a PIN-protected credit application link to the customer automatically. No manual steps. Finance, Cash, and BHPH all supported.

👥 Co-Applicant Support

Add a co-buyer at any point in the deal. Scan their DL separately. Both applicants' information flows into the credit application and deal packet automatically. No extra data entry.

� Customer Portal & Document Collection

🤖 AI Credit Application

Customer receives a secure SMS link with a PIN. An AI chatbot guides them through the credit application — name, address, employment, income. DL data is pre-filled so they just confirm and fill in the gaps. Works on any phone, no app download required.

📄 Document Upload & Validation

Customer uploads paystub, proof of residence, and insurance from their phone. AI validates documents as they're uploaded — catches expired licenses, unreadable paystubs, and missing fields before they reach F&I. Missing docs are tracked and flagged automatically.

� Automated Follow-Up

Customer hasn't finished their application? The system sends automatic reminders. No manual follow-up. No lost deals from customers who walked out and forgot. Every deal keeps moving forward.

🏦 Lender Submission & Communication

📤 Bulk Lender Submission

Select multiple lenders from your saved list, add a cover letter note, and submit the complete deal packet to all of them simultaneously. Each lender gets a professional email with the credit application, supporting documents, and a secure download link — all formatted automatically.

🔍 Open Tracking & Status

Know exactly when each lender opens your email. Track submission status per lender: Pending → Submitted → Under Review → Approved / Stips / Declined. Real-time notifications alert your team the moment a lender responds through the portal.

💬 Two-Way Lender Messaging

Need to send a stip document or follow up on a decision? Reply directly to a lender from the Submissions dashboard — type a message, attach a file, and send. The lender gets a professional email with Reply-To set to your F&I manager. The full thread is logged on the deal.

✅ Lender Portal & Customer Acceptance

🌐 No-Login Lender Portal

Lenders receive a link to a secure portal — no account or login required. They submit their approval, counter-offer, stips, or decline directly. Approval terms (rate, term, amount) flow back into the deal automatically. Your team is notified instantly.

📋 Stips & Terms Tracking

Approved rate, term, and amount are captured per lender. Stipulations are tracked with clear status. When a lender requests additional documents, reply with the stip attachment directly from the Submissions dashboard — no email client needed.

🤝 Customer Loan Acceptance

Once a lender approves, send the customer a secure link to review and accept the loan terms. Customer signs off digitally — acceptance timestamp, name, and IP are recorded. Finance manager sees confirmation in real time.

Built for dealerships that move deals, not paper

DealFlow is purpose-built for independent and franchise dealerships with 1 to 10 salespeople. No enterprise bloat, no DMS replacement complexity — just the tools your F&I team needs to close faster.

💰 Right-Sized Pricing

$399/month includes 2 seats. Add salespeople for $49 each. Finance plan available for $499/month (WA, OR, CA). No hidden fees, no enterprise contracts, no long-term commitments.

⚡ Onboard in Minutes

Cloud-based — works on any tablet, phone, or desktop. No servers, no IT department, no setup. We handle onboarding. Your team can start scanning DLs and creating deals the same day.

🤝 Works With Your DMS

DealFlow is not a DMS replacement. It handles the sales-to-finance workflow — customer intake, document collection, lender submission, and approval tracking — while your DMS handles inventory and accounting.

How a deal moves through DealFlow

Every step from walk-in to funded deal — in one platform. No handoffs to email, no spreadsheets, no phone tag.

1

📷 Scan the Driver's License

Point the camera at the customer's DL. DealFlow auto-detects the card, checks image quality, and captures when it's clean. Name, DOB, address, and license number populate instantly. CA, OR, WA, and most US state formats supported. Deal created in under 60 seconds.

2

📱 Customer Gets a Secure SMS Link

The system automatically texts the customer a PIN-protected link to their credit application. The AI chatbot pre-fills their name, DOB, and address from the DL scan. They confirm, fill in employment and income, and upload documents — all from their phone, no app needed.

3

📄 Documents Collected & Validated

Customer uploads paystub, proof of residence, and insurance. AI validates each document as it arrives — expired license, unreadable paystub, missing fields — all caught before reaching F&I. Missing docs trigger automatic reminders. Deal Command Center shows exactly what's complete and what's outstanding.

4

🏦 Submit to Multiple Lenders at Once

Select lenders from your saved list, add a cover letter note, and submit the complete deal packet to all of them simultaneously. Each lender gets a professional email with the credit app, supporting documents, and a secure download link. Open tracking shows you exactly when each lender reads it.

5

✅ Lender Responds via Portal or Email

Lenders click a link to a no-login portal and submit their approval, counter-offer, stips, or decline. Approval terms flow back into the deal automatically. If they need more documents, you reply directly from the Submissions dashboard with a message and attachment. The full thread is logged on the deal.

6

🤝 Customer Accepts the Loan Terms

Once approved, send the customer a secure link to review and digitally accept the loan terms. Acceptance is timestamped and recorded. Finance manager sees confirmation in real time. Deal is funded.

Less chasing. More closing.

What dealerships see when they replace manual follow-up with DealFlow.

< 60s

from DL scan to deal created

1 click

to submit to multiple lenders

Zero

phone calls to chase lender decisions

What dealerships say

Built by people who've worked on sales floors. We know what slows you down.

"We finally have a single workflow that sales and finance both trust. No more missing docs, no more chasing customers for paystubs."

— Morgan P., General Manager

"Submitting to three lenders used to take 20 minutes of emails. Now it's one click and I can see when each one opens it."

— Riley S., Finance Director

"The lender portal is a game changer. No more phone tag waiting for approvals — they just update the deal directly."

— Casey L., Sales Manager

Security built for sensitive financial data

Customer DL data, SSNs, income, and documents are handled with enterprise-grade security at every step.

PIN-Protected Customer Links

Every SMS link sent to a customer requires a secure PIN to access. Data is encrypted in transit and at rest. Only the customer and authorized dealership staff can view the application.

Encrypted Document Storage

All uploaded documents — DL photos, paystubs, insurance cards — are encrypted and stored securely in AWS. Role-based access ensures only authorized users see customer data.

Secure Lender Portal

Lender deal packets are delivered via time-limited secure download links. The lender response portal requires a valid tracking token. No sensitive data is exposed in email bodies.

Simple, transparent pricing

No enterprise contracts. No hidden fees. No long-term commitments. Start with the base plan and upgrade when you're ready.

DealFlow Momentum

$399/month

  • ✓ 2 seats included
  • ✓ $49 per additional salesperson
  • ✓ Smart ID scanner — all US states
  • ✓ Deal created in under 60 seconds
  • ✓ PIN-protected SMS credit app link
  • ✓ AI-guided credit application
  • ✓ Document upload & AI validation
  • ✓ Automated follow-up reminders
  • ✓ Bulk lender submission with deal packets
  • ✓ Lender email open tracking
  • ✓ Two-way lender messaging + stip attachments
  • ✓ No-login lender response portal
  • ✓ Customer loan acceptance flow
  • ✓ Finance, Cash & BHPH support
  • ✓ Works alongside your DMS
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Enterprise

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  • Multi-rooftop support
  • Dedicated success manager
  • Custom integrations
  • Priority support
  • Volume discounts
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Frequently asked questions

Does DealFlow replace our DMS?

No. DealFlow works alongside your DMS. It handles the sales-to-finance workflow: DL scanning, customer intake, document collection, credit application, lender submission, and approval tracking. Your DMS handles inventory, accounting, and titling. They complement each other — DealFlow makes the deal move faster before it ever reaches your DMS.

Is this a replacement for DealerTrack or RouteOne?

No. DealerTrack and RouteOne connect to captive and major bank lenders. DealFlow is built for the lenders they don't serve — local credit unions, community banks, independent finance companies, and BHPH lenders that require manual deal packet submissions. Many dealerships use DealFlow alongside DealerTrack.

Which states are supported for the Finance plan?

The Finance plan ($499/month) with advanced credit application processing and full financing workflow is currently available in Washington, Oregon, and California. The base Momentum plan ($399/month) is available nationwide and includes DL scanning, customer portal, document collection, and lender submission.

What driver's license formats are supported?

DealFlow uses AWS Textract with custom parsing for California, Oregon, and Washington licenses, plus generic OCR fallback for all other US state formats. The smart ID scanner auto-detects the card, checks image sharpness and contrast, and captures automatically — no button press needed.

How fast can we go live?

Cloud-based — works on any tablet, phone, or desktop. No hardware to configure, no IT department needed. We handle onboarding and setup. Most dealerships are creating deals the same day they sign up.

What if we're a small dealership?

DealFlow is purpose-built for dealerships with 1 to 10 salespeople. No enterprise features you don't need. The base plan starts at $399/month for 2 seats. Add salespeople for $49 each. Right-sized for your operation.

Your next funded deal starts with a DL scan.

Stop chasing customers for documents. Stop playing phone tag with lenders. Stop switching between tools. DealFlow handles the entire deal workflow — from the moment a customer walks in to the moment a lender approves — in one platform. Works alongside your DMS. No IT required. Start today.